Divorce Mortgage Guidance Washington
Welcome
Have you and your spouse decided to end your marriage? Do you own a home together? Is there a mortgage? If all this applies to you; you may have already started wondering how to agree with what to do with the home. Call us today and we will assist you, and ensure that you both make financially sound decisions regarding the mortgage.
About Us
Divorce Mortgage Guidance has been around for many years, and with that comes invaluable experience in dealing with spouses, divorce, and their mortgages. We have dealt with many different situations and therefore have insight into the correct decisions for each of our clients. We are calm and handle each situation with understanding and respect.
Our Services
We offer a range of different services for our clients who are dealing with a mortgage during their divorce. We know that during a marriage, it is very likely that a house was bought and when that marriage ends a decision needs to be made about that property. Most couples don't know where to even start and it can end in arguments with no decisions made. With us, we will guide you in every aspect of divorce mortgage to ensure that you both survive financially after the divorce.
Divorce Mortgage Guidance
Divorce can either be an amicable decision between the spouses or it can be a divorce fuelled by anger, hurt, and resentment. Either way, couples need guidance when it comes to the marital home and the mortgage. We will help the spouses see the best options to take so that each one can walk away without being financially ruined.
House Due Diligence
House due diligence is important when deciding what to do with the house and before any decisions are made home due diligence needs to be done. We assist with obtaining all the documents and appraisals needed for home due diligence, so couples can make an educated decision when it comes to the marital home.
Home Equity
Home equity is the difference between what you owe on the mortgage and the value of the home. When one spouse decides to keep the home, the home equity needs to be divided and that share is paid out to the other spouse. To determine how much home equity there is, you need to get the balance of your mortgage and also real estate to value your home. Our service is to guide you in proceeding in the right way to obtain a home equity amount.
Quit Claim Deeds
You may have decided that you don't want the house, therefore you will need to get a quitclaim deed document drafted and signed. This is to transfer your interest in the property to your spouse who has decided to keep the house or has been awarded the home. We help you draft the quitclaim deeds so that it is seen as a legal document that has been completed correctly.
Preserving Homeownership
You may want to keep the home after the divorce because it has meaning to you or because you have children, and would like to keep them in a familiar surrounding while adjusting to the changes that divorce will bring. When deciding on preserving homeownership, we will help you look at some issues before making a final decision.
Credit Preservation
Credit preservation in a divorce is so important, this is because after the divorce you will need to pick up the pieces and start again. With bad credit, you will struggle even more. During a divorce some things need to be investigated, joint accounts to be closed and account to still be paid. Divorce Mortgage Guidance will give you the best advice when it comes to your credit.
"After many years of marriage, my husband and I decided to get a divorce. It was a mutual decision and therefore there was no fighting involved, we calmly discussed our assets and decided to be fair towards each other. We did however decide to get guidance on our mortgage and call Divorce Mortgage Guidance. From the very first call, we received wonderful service. A qualified yet friendly advisor sat with us and went through the details of our financial situation and from there explained all the services that they offer and where they could help us with the mortgage. Without this business, I think we would have been a bit lost in our decisions, but everything was settled quickly and easily. Thank you!" – Jenny L
"My wife and I finally decided to get divorced, we had no children but we did have a home together that we still had a mortgage on. Unfortunately, our divorce decision came with a lot of anger and resentment. My wife felt she deserved the house and that I should still pay for it and I was refusing because I just could not afford it. I wanted the house to be sold and the profit shared between us so we could go our separate ways. After many months of fighting, a family member recommended Divorce Mortgage Guidance. I met with them and discussed our issues with them, after taking a look at both of our financial situations, it was made clear that we both could not afford the house and that it would need to be sold. Throughout all of this, we received sound advice and assistance. Thank you so much!” – Gregory W
"I found myself in a situation where my husband wanted a divorce, I was devastated but soon realized that he was ready to move on. My biggest concern was my children and because of them I still wanted the home. After doing some looking, I came across Divorce Mortgage Guidance and set up an appointment with them. We met with them and immediately discussed what we wanted from the divorce. I am a working mom and have been for all of the marriage so I was able to afford the mortgage on my own. So, the decision was to refinance the mortgage and pay my spouse his share of the home equity. Throughout all of this, we were assisted in every way which made every decision easier. Without the guidance we received, I don’t think we would have done everything correctly. Thank you.” – Leigh-Anne S
Call Us Today
Contacting us can be done in various ways, our contact numbers and email address is available on our contact page on our website. We are available Monday to Friday and your call will always be answered immediately to ensure that you start receiving excellent and prompt customers right away!